Pay 10% upfront and the rest in 9 weekly automatic payments. That’s more leeway to pay than other payment plans. Read more

Clean Air Loans

If you live within Invercargill or Gore airshed and have a non-compliant burner, you can apply for a Clean Air loan in Invercargill or Gore.  These loans cover the cost of installing insulation and upgrading heating if you met the criteria.


If you have existing Q-Card our team can process payment using this card, or we can help you apply for Q-Card financing:

How to apply

  1. Book a free no-obligation property assessment
  2. Have your Q-Card ready at the site assessment
  3. On acceptance of the quote we can sort the rest of the finance via Q-Card

Bank Mortgage

If you hold a mortgage with one of the main New Zealand banks, EECA the government department responsible for Energy Efficiency has a number of agreements with banks that could help you have the cost of insulating your home added to your mortgage. This would be paid back with interest over the term of your mortgage.  All of these banks have agreed to waive associated fees.

How to apply

  1. Book a free no-obligation property assessment
  2. Then all you need to do is take the quote to your bank and discuss the options for adding it on to your existing mortgage. 
  3. If you need a local contact person, our friendly teams have local contact details with banks that can help you.

More info on payment options for insulation and heating

Finance Now

Finance Now was founded in 2000 to provide people like you with personal, quick, hassle-free financial products and services. From retail to personal loans (secured or unsecured) to business solutions, we’ve developed a wide range of finance products to suit your needs – whatever they may be. Over 320,000 Kiwis have trusted us to see them right.

How to apply

All you need to do is book a free no-obligation property assessment, let us know you would like to apply for a Finance Now Loan and we can help you process the loan application with a copy of our quote.